> What helps me manage my anxiety is having a solid backup framework. ... having additional backup passkey devices help make me feel more comfortable that I'm not going to lock myself out of anything important.

Sure, but I'm wondering can you expect that from the average person?

I'm almost certain 99+% of people will be overburdened with this whole idea of setting up a backup framework etc, let alone have any idea about it.

This is why I feel like the whole thing mostly caters to tech aficionados.