> I'm also intrigued by how many very wealthy people are unwilling to pay $10/mo to stream music/video and/or share passwords, when I recall paying $20/CD at the record store in 1998 dollars.

Because everything is a recurring automatic charge to my credit card, and one more thing to try and keep track of and continually reevaluate if it's still valuable enough to me to continue paying for it.

When you bought a CD you didn't have to from that point forward continue to think about if you want to continue paying money to have access to the CD.