funny.

Somehow, this reminds me of David Coperfield:

"Annual income twenty pounds, annual expenditure nineteen nineteen and six, result happiness. Annual income twenty pounds, annual expenditure twenty pounds ought and six, result misery"

There's a line you cross - maybe call it "enough" - that has an enormous psychological effect on our well-being.

I think there's a similar sort of effect with the economy. If the economy is good, people (top to bottom) make positive plans for the future, spend with certainty, relax and sleep well.