Of course there is: after fetching you can see if there are differences between upstream and local, you can inspect those difference, and you can decide how to reconcile the two.
“Pull” is a big hammer which unconditionally performs an integration operation, and the default integration is one you almost never want too.
There‘a no advantage to pulling IME, in the best car scenario it’s just an alias for “git fetch && git merge”, if that’s what you want you can just do that and create your own alias.