Do you have a support team that shares the load with you? We don't have anyone we can rely on. My in-law that does fly out sometimes would rather play with their phone than be a grandparent and we can't trust them to so much as drive a dog to the vet because we're sure they'd get distracted or lost or just crash.
Kids are a ton of of work. Life is a ton of work. Combine those two things and have no "village" to speak of and it's often too much. There's no pop psychology needed to point out that for many people, kids aren't their best life. Kids aren't always rewarding. Sometimes the right answer is the easy answer: if you don't want kids, having one will not be a net positive for your life.