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Do you always take what a seller says at face value?

It seems to me that introducing morality into the discussion is overcomplicating it. I don't feel I have any moral obligations with the people I trade with, beyond not deceiving them.

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When they tell you "the price is low if A is the case, and high if A is not the case" and you say "I'll take the lower price" and A is not the case then you are deceiving them.

When I said "deceive" I was thinking more along the lines of currency being counterfeit or product not being up to spec. Anything not directly related to the transaction is the private business of each party. I don't ask the people I buy things from to show me their accounting books to see if the price they ask for is fair, so why should I accept any questions regarding how much I'm able to afford?

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