> Sometimes when I hear discussions like this, I can't help but think back to several places I've lived or stayed where using a car was not possible.

Example?

Us in New York are going by fine taking the train or biking, and if we really need a car we call a cab or an Uber, and that we have to pay extra makes us really think if we need that car or is that just us being lazy.

I won't ever understand the joy of punting that bill of your joyrides to the next generation, I guess.