Yes every homeowner at this point would be confused how this is not just a straight up accidental water damage claim. She has a mortgage so insurance is a must.
This story sounds fishy.
This story sounds fishy.
That same insurance should tell me to pound sand if I’m renting the property out to paying lessees and one of them damages my property.
Policies can cover long-term rental but forbid/exempt riskier AirBnB-style short-term ones.
It's less clear that this is legally a multi-unit building (as opposed to multiple single-units). If I own half a duplex, a third of a triplex, or a townhouse, I can insure the unit I live in on a residential policy. Surely the owner of a townhouse/rowhouse doesn't need to carry insurance on their neighboring unit.