Starts off with an interesting premise and makes me think, hey, maybe I should re-examine my priors, let's see the evidence. And then the evidence turns out to be something about people who "make more than $100K," and goes on to assert that they "live in gated communities" and "can afford private security." In 2023, "making over 100K" just means that you're usually on-time with your monthly housing payment.

Author may indeed be going somewhere with this, but I'd like to see stronger support for the thesis.