>Here are the options that people in the Seattle Metro have come up with
Those are all awful and while I see your point about subsidization being a band-aid, it's way better than what these "solutions" are. Because they clearly haven't "figured out how to make things work".
- a kid is not a pet. And there's a whole rabbit hole about how people adopted and abandoned pets as the pandemic came and went. Besides, not having a kid makes the whole thing moot and runs into current issues on first world population growth.
- To be honest, this is fine as long as they are honest about it. Not every Daycare doesn't need to be pre-pre school, you may just want a responsible, trustworthy adult to make sure the house doesn't burn down and you can offer that at a discount. But odds are they can't be honest due to regulations.
- I'm very confused on how this works unless every single people in the co-op has their day off on different days.
- this is probably the best compromise out of them all, but the most exhausting. It may be borderline impossible to do depending on the industry you're in.
>That and we start getting into a similar scenario as student loans.
I'd hope we don't get to a point that raising a child is a non-bankruptable loan. But if so, its still better for the current situation than student loans. Many people have children older, and that means they have more savings prepared. And late 20's/30's adults understand debt and interest a lot better than an 18YO leaving home for the first time.
I think the real solution is simply to solve the housing and minimium wage issues, though. Helps way more than parents to boot.