Except it’s not necessarily. As a software developer, you have the privilege to not really care about money if you don’t want to. I didn’t have money problem, ever. Without even trying. I can fly three times between Europe and America, and about 20 more times inside the continent in a year, and I can still put about third of my salary to saving. And I live in a country now where software developers are heavily underpaid: Austria. Most of my friends in other fields can’t even imagine my life - their exact words.