5 over 1 refers to section 1 and section 5 of the building code and not the number of floors built for each. It is coincidence that with section 5, five floors is about the max you can have - but that is an about (sometimes 4 is all, sometimes you can get 6 - see a proper civil engineer for details). Section 1 is a lot more expensive to build, but it is also higher strength (and other features that make is useful for a parking garage)