maybe off topic but home ownership is one good and common way to build generational wealth (opinions/citations below) but renting or lease-holding does not realize as an asset which retains its value to be passed to children. (leases can be traded, i suppose, but have a landlord and possibility of termination). But how is generational wealth and social mobility improved or hindered by multi occupancy, high-rise living and city planning such as talked about here?

https://www.fool.com/the-ascent/mortgages/articles/this-is-w... https://www.npr.org/2023/01/04/1146960942/how-buying-a-home-...