Well, yes. Good. We work the political, regulatory and legal systems to develop this utopia. I agree this is what we should be working towards. I am delighted by your optimism, it’s wonderful.

But, looking At Washington right now (for example), can you honestly see this happening anytime soon? I’m sorry, but I can’t.

I think we should think about how we can work around that gridlock, even if we’re just doing it to pressure the powers-that-be (government, banks etc) to do a slightly better job.