Dump those banks for a reasonable credit union that has access to the co-op ATM and branch network. There's no reason to be with Bank of Scoundrels (Bank of America) or any of the other scummy banks when many credit unions today can't deliver all of the same features and more of a traditional bank.

Zelle, ACH, international wires, credit products like credit cards, home loans, personal loans, auto loans and such are all available through many credit unions, and they also reimburse ATM fees, often offer higher savings and checking account interest rates, and if your credit is poor or downright awful, they will often lend to you at a low interest rate when no bank or credit card provider would do so.