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Why does it feel like first story just doesn't add up. All that traveling, and then struggling with spending 25k? Like maybe there is deeper money control issues with some of these people...

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Just because it doesnt add up for you doesnt mean its not valid. Also, it is an illustrative example, not general rule for everyone affected. Im sure most users that get into fiscal problems get there with way less spent than 25k.

Yeah, just feel like the story would have been lot better without that setup.

I wonder if state really should limit everything we spend money on...

Since "state" means majority of people, id say is more of a question of what set of rules we want as society. Im also pro drug legalization but towards a different form of regulation there, minimizing harm created by drugs in total. I think writing laws from a CS perspective and with less politics could go a long way.

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