> that's blocking you from installing any apps or updates
Technically that’s the app developers who do that.
Technically that’s the app developers who do that.
However, developers are strongly encouraged to raise their apps' minimum iOS versions since Apple does not backport any APIs to older versions, any new thing presented at WWDC is only for the new iOS version. This also applies to bugfixes in some cases (SwiftUI).
So as a developer you either stagnate your knowledge or keep moving forward. Google does backport many APIs, so the issue isn't as problematic on that end.