Nope, you're the clueless one.

> Your people are dodging tax

I said I'm using USDC. That makes 0 sense.

No, the reason we're using crypto is because the transaction fees are literally 0 and it's instant.

PayPal takes super high transfer fees. Wise is a cheaper alternative but it's still much more expensive than crypto.

> there's no point in losing money on exchanges.

Once again, I'm using USDC

It's a stable coin tethered to the US dollar.

It's really strange how HN users are so confident on things they know nothing about.