I think ICBC is worse than the private options available in other provinces.

Auto shops are charging them through the nose to fix all these German cars that get in accidents, and then the premiums for those drivers never go up by any significant amount.

ICBC had a bunch of money they had collected from premiums, 800 million or so I recall, and the government took it from them to flitter away on whatever, so the surplus paid in insurance premiums becomes another form of tax, Instead of ICBC being able to reduce premiums or needing to compete to offer the best price