I'll be the person. This is capitalism. It's exactly capitalism's whole shtick. It's a plague.
And the vendor got picked by some government official somewhere, so it was almost always their friends. No worries about having to pick the low bid!
That’s why the waitlist was decades for almost anything anyone actually wanted.
The correct response to ID.me is to support US Senators who are trying to get rid of ID.me.
We just don't have anything like that, and I've lost all hope in humanity. So for now, plain old freedom of association and trade (i.e. capitalism) is what I'll promote.