Motorcycles. Work at a motorcycle dealership and you will see customers with cash for a 10 to 25k$ motorcycle. Also, in the middle east it is normal to spend cash on even large items. A Saudi millionaire wanting to buy a car with $200,000 of cash is not unusual.
Other countries have their own terms for what they’re doing, and they aren’t the same terms.
The confusing part is that due to the US dollars reach, a LOT of foreign banks are US ‘licensed’ in order to interact with the US banking infrastructure, so there is some degree of it they need to apply in some cases. But it’s still US law only, and they don’t apply it in general.
Aka since 1970 in the US.
That a few close allies cut-n-pasted the terms decades later doesn’t change it.