If you've got actually decent Internet, or you actually do use the bandwidth, great! My experience is that only a few applications will max out my 115Mbit/s connection, and given I have semi-decent kit and a decent ISP using the full bandwidth doesn't have a big impact on latency so I can be streaming, downloading, and have multiple people video-calling and that's fine.
Looking at my stats, there's only been a five minute period in the past 24h with sustained speeds used of over 20Mbit/s.