Metal detectors at every station entrance , mental health screening prior to boarding perhaps?
This is actually the perfect example of car-brain mentality, you can totally ignore huge social issues, ugly and dirty streets, etc. because you are insulated from them and are just driving past. If you had to walk through that area, that would not work.
If wealthy and influential people could not isolate themselves from the problem, maybe they would actually fix the problem
Maybe the leadership of the city should daily take the NY subway - without their personal security. And then write a bond of guarantee for the public.
You are describing tragedy of individual action. Similar story to protesting in Russia. Or using a bicycle instead of a car. Or perhaps climate change, and a few others
NYC pays out BILLIONS every year in real and garbage claims.