I have sites on both Siteground and Hostinger. Happy with both. If you're new to WP or hosting or care about website vitality, pay a little extra for "access to a human" technical support. Still cheap. If you're very particular about configs it's probably better to go with roll-you-own. I'm pretty happy to stick with what's offered -- WP appliance versus customization.

As always: download your backups regularly, though.. I have yet to be bitten in this regard (plenty of other instances across 20+ years of doing this kind of stuff). If this is really important to you, automate the download or go with a host that will backup to Google Drive or similar.