sure have. my cousin is a personal trainer who ran a gym studio from his garage. Was in great external physical shape. And his house reeked of mold. Absolutely insanely smelly. My wife warned him for years because she's sensitive to the odor, and he just completely refused to accept that there was mold in the house or that it was a problem or that there was any smell at all.
he was later found to have stage2 cancer.
just because he looked good, was he ACTUALLY good?
no. sleep apnea. aching joints. a random bout of shingles at the age of 39. the list of "things" goes on, and most people have lists like this that they refuse to examine or consider as building blocks of a potentially encroaching larger issue.
again, because of fear.