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Comment by uptown | Hacker News Reader

I think she's extremely naive to put her new car back into the pool before finding out how the courts handle this incident.

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I think she's thinking logically. From the perspective of a RelatRides lessor, fatal accidents are low probability events. That she experienced such an event yesterday doesn't change the probability that she'll experience such an event tomorrow. She's only naive if every single RelayRides lessor who reads this story is also naive to continue using the service.

She's naive because she's choosing to re-enter a partnership based exclusively on the perceived benefits (make money, save the world, etc.) without having a clear interpretation of the associated risks. Worse yet, she doesn't even have a clear answer on what her current liabilities are from her previous vehicle. I'm amazed her insurance company offers her a policy given her apparent disregard for liability she's potentially assuming on their behalf. I agree with your last sentence.

> I'm amazed her insurance company offers her a policy given her apparent disregard for liability she's potentially assuming on their behalf.

Insurance policies generally explicitly exclude commercial leasing of the vehicle, otherwise rental companies would already be ripping them off.

I think it would be prudent to not use the service until this is resolved in court. I already was worried enough before this to not use p2p car rental services, but this data point shows they carry inadequate insurance.

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