My other point was exactly that. Most small businesses will fail, but the ones that succeed will be the job creators (I hate that buzzword!) and hire the ones that didn't make it.
After having worked for a startup myself for a while, I am now ready to try it on my own. If I fail, there's always other successful startups I could work for. If I succeed, I'll need good employees, and someone who tried and failed (but learned from the experience) would be a prime candidate.