I'm using #4 as an example of the opposite end of the spectrum from day trading in Robinhood - traditionally safe investments with little long term risk as a form of building wealth.

The point that I was trying to get across is that across the people I personally know around my age, I can find examples that run the gamut of financial risk - everything from "leave it in a savings account" to "YOLO on options." Because of this, I don't think it's particularly useful to draw conclusions about what the general population is doing based on anecdata alone.