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> it IS fair for reckless drivers to pay more

It totally is. The problem is that what constitutes reckless driving is a black box established and controlled by the very same entity that charges you for that.

I read a comment on HN some time ago about using sudden deceleration to identify reckless driving, and how that mistakenly flagged drivers for avoiding other people's reckless behavior.

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Having to drive defensively to avoid other people’s recklessness is a signal that you’re operating your vehicle in a higher risk traffic environment. Insurance already differs by geography, that sounds like more accurate pricing of risk. Bad drivers raise everyone’s collective insurance costs.

> what constitutes reckless driving is a black box established and controlled by the very same entity that charges you for that

Only if you buy GM’s insurance. Otherwise, it’s just tattling on you to a third party.

OP is correct. This is a stupid angle to attack non-consensual monitoring from that undermines the article’s credibility.

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