This reeks of the American brain rot that views poverty as a personal moral failure. Some might couch it as "wealth is the result of hard work and talent". The latter is known as the myth of meritocracy. Those are two sides of the same coin.

Luckily, we have studies we can rely on rather than feelings or Youtuber anecdata eg [1]:

> In many instances, substance abuse is the result of the stress of homelessness, rather than the other way around. Many people begin using drugs or alcohol as a way of coping with the pressures of homelessness

[1]: https://americanaddictioncenters.org/rehab-guide/homeless