A birth all in all is surely way above 10k dollars. So people are literally expected to pay 5k+ to have a child? If that's not stressful enough for many poorer people I don't know either
Also: Username checks out.
From: https://www.medicaid.gov/medicaid/cost-sharing/cost-sharing-...
> Out of pocket costs cannot be imposed for emergency services, family planning services, pregnancy-related services, or preventive services for children. Generally, out of pocket costs apply to all Medicaid enrollees except those specifically exempted by law and most are limited to nominal amounts. Exempted groups include children, terminally ill individuals, and individuals residing in an institution