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Different countries have different regulations and differing levels of permeation within society. Nobody in the US will take crypto as payment (other than a few niche retailers), but it's a pretty popular payment option in places like Argentina, Estonia, El Salvador, Vietnam, India, Singapore, and Nigeria. So popular in Nigeria, in fact, that it's displacing the local currency and the government is (unsuccessfully) trying to ban p2p transactions.

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I’ve been to Estonia a lot, and have never seen any retail business that would accept crypto.

I’m sure there’s a niche somewhere. But when you say “pretty popular payment option”, it sounds like it’s a rival to Visa and Mastercard, and that prices would be listed in crypto instead of euro. That’s absolutely not true.

Re: Nigeria, anecdotally my few friends from the country tell me that the crypto boom is primarily about local influencers promoting their own coins as investments, not actual payments.

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