A long time ago, in a book whose title I don’t remember, a character said, “but engine parts are more expensive than brake parts”. That has always stuck with me, even as I glide to a stop with almost no braking.
I have to admit I don't know the exact wear characteristics of an IC engine in breaking operation but I don't think it is any different/more than it's normal running wear.
Which means that there will be some friction braking before internal engine resistance "takes over". Now, while both brake pads and clutches use "similar" material, it's not the same, and the cost is not the same (clutches are usually more expensive in modern cars).