E.g. if Adobe or a contractor uses one service to process payments, if that API fails they use another service, if that API fails they use another service.
And it shows up as a slightly different name in each case, because it was a different person registering each service, and the names don't need to be consistent anyways.
I set up categorization rules in my personal finance app Monarch and have discovered that exact names of charges vary quite a bit. Always the same two or three variations for a given company, but it might be six months of one, then six months of another, then back to the first...
I’ve never had to make the calls. It’s a bluff but the cost of legal compliance to answer AG calls always outweighs the cost of rightful resolution.