SMD parts are much cheaper compared to THT in my experience. Which parts are you thinking of specifically?
I majored in CompSci but got my first job in embedded at a hardware manufacturer. IME it didn’t require many hours of practice to learn to solder e.g. 0603-parts. Around 4-5 hours of deliberate practice for me, although smaller can still be annoying.
I have slighty worse than average vision so personally need a magnifying glass or a microscope for 0402 and smaller, but I can do it and it looks pretty afterwards (says the HW techs).
I was about 5-6x slower than the HW techs at solder work and repair, so I didn’t solder something up every week/month. I can still mount a board easily with 0805s and 0603s even though it’s been a few years now.