Agreed.
I was sorely tempted by the Mac studio, but ended up with a 96GB ram Ryzen 7900 (12 core) + Radeon 7800 XT (16GB vram). It was a fraction of the price and easy to add storage. The Mac M2 studio was tempting, but wasn't refreshed for the M3 generation. It really bothered me that the storage was A) expensive, B) proprietary, C) tightly controlled, and D) you can't boot without internal storage.
Even moving storage between Apple studios can be iffy. Would I be able to replace the storage if it died in 5 years? Or expand it?
As tempting as the size, efficiency, and bandwidth were I just couldn't justify top $ without knowing how long it would be useful. Sad they just didn't add two NVMe ports or make some kind of raw storage (NVMe flash, but without the smarts).