Well your average electrical wiring will live on for 50 years or more. The German electricity subreddit routinely has horror shows dating from shortly after WW2, sometimes even from before that, that are still in service. That means whatever you "save" money on now will haunt you and reduce your home's safety needlessly for decades.
As for tamper resistant outlets and surge protection, these things aren't that much more expensive - (Schneider Electric ones are 1€ more expensive in the tamper-resistant variant, but admittedly that's Germany and not the US), and surge protection adds about 700€ in material costs for a three-tier protection. The only thing in your list that is really expensive are the AFDDs, daaaamn they are expensive, but so worth the money.