I’m guessing that means you now have to change your password in two places if you ever change it? Not great, but then again people probably never change their passwords.
https://support.apple.com/guide/mac-help/protect-data-on-you...
> When you turn on FileVault, you choose how you want to _unlock your startup disk_ if you ever forget your password:
The password now locks the entire startup disk (as of FileVault2, which has been around a while) and needs to be entered into a pre-os screen. There is a place in the UI (once booted) to designate which users can do this.
This is useful for securing lost devices (since they don't have enough key material to decrypt the disk), but probably still susceptible to evil maid attacks (hacking the login screen).
You can read details on pages 119 and 120 of this document (in particular, page 120 has a diagram of how the volume encryption key is derived):
https://help.apple.com/pdf/security/en_US/apple-platform-sec...