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I regret to inform you that your bank, credit card company and every other financial institution you use is already selling it off in real time... it's how they make credit reports :(

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I know, but I still resist where I can.

Also my bank only knows what goes on in my checking account. They have a lot less information than the IRS does (although what they do have is probably a lot more detailed).

Not if you have ever signed up for a service that uses Plaid. Then it's your bank and Plaid.

I've been surprised at how many people will happily hand over their detailed financial data to Plaid. I can understand how many people might not know how sophisticated malicious actors can be with it, but everyone has heard of identity theft at this point and having someone taking out credit cards in your name is a huge pain.

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