I built a cool tool the last week's. I spent more time on evaluating payment processor than the code itself.
I have ~5 projects in my shelf I did never launch because I didn't find a payment solution.
Got instantly banned with all of them, had to write them an email wait for days to get some response.
I usually just use crypto whenever it makes sense. And still have a hard time to believe that I can move as much as crypto as I want but a single payment from a Dubai account can get my bank account frozen for days ...