It's so funny that people think it's about chargeback.

If you buy smut game on Steam, your bank statement won't show the name of the game. It looks exactly like any other transaction you make on Steam.

> "Hunny what is this transaction on our account for BigBussomsCom?" .. "Oh must be some kind of fraud" "then let's call the bank and straighten it out"

This is a scenario that literally can't happen in the Steam case. It could happen with Pornhub but not with Steam.

And Steam has a very generous refund policy. If your playtime is less than 2hr you can ask for a refund with a few mouse clicks. No phone call or email needed. Actually in my experience if your playtime is just over 2hr for a bit they'll still refund you.

If you chargeback you can get your whole steam account suspended.