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Fun fact: Starbucks is holding 2 BILLION of people's money in the form of unused gift cards and pre-paid store credit: https://alltrades.substack.com/p/the-bank-of-starbucks

and luckily due to Washington state's consumer protection laws (https://app.leg.wa.gov/rcw/default.aspx?cite=19.240&full=tru...) they can't add an expiration or a monthly fee to draw those balances down to zero here.

would love if there was similar law for credit expiry.

with proper paternal laws, we could put that money toward useful projects or return the money back to individuals.