I might be willing to take a robotaxi because if something does happen it's not my fault. Same with a bus or train. But I won't trust FSD on my own car (LIDAR or no LIDAR), except in certain circumstances like highway driving, because if something did happen, I'd be at fault even if it was the FSD that failed.
Unless you're driving a Mercedes with Drive Pilot [1], in which case Mercedes accepts liability [2]. Drive Pilot is not FSD yet, but presumably as it acquires more capabilities Mercedes will continue their policy of accepting liability.
[1] https://www.mbusa.com/en/owners/manuals/drive-pilot
[2] https://www.roadandtrack.com/news/a39481699/what-happens-if-...