You can't compare the straight percentage, a 98% filter lets through twice as much as a 99% filter.
That the duration of protection is independent of SPF makes this particularly true. There are only a handful of places in the world where atmospheric conditions might give a very high SPF marginal benefits.
(This is why the SPF scale is inverted/measures transmittance. SPF 50 sunscreen theoretically allows through 1/50th of the UVB radiation (or whatever wavelengths are specified by your local regulator).)
99% = 1 unit of UV reaching the skin
Thus 98% filtering lets in 2x as much as 99% filtering