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That’s a huge misconception of how insurance works.

And those disasters are geographically off. Hurricanes are not a coastal thing for the whole nation, west coast does not get them. Tornadoes are not a desert thing. All those sound like being pulled out of a hat without actual knowledge.

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Tell that to the insurance companies that upped my premium for hurricane disasters even though I don’t live near the coast.

I’m at least 500 miles inland. It no longer matters about geography and it matters whether there was ever one in the past. The last few hurricanes went deep into Midwest land so naturally, we are now in hurricane zones.

Sorry are we pretending that hurricane last year, or was it earlier this year, didn’t cause havoc hundreds of miles inland?

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