Where's the money coming from to pay the fee? From my wallet, of course! At scale, this raises the price of purchases.
Another thought -- the text-only interface of ChatGPT is way too limiting. We need images (and video) generated on demand showcasing product suggestions. Showing an image of the user wearing some new shades is going to be pretty compelling...
That is literally how all credit card purchases work. And yes you are right. Based on that looks like that inflation rocket is headed to the moon. The general population is just not capable of seeing even one layer beneath the surface of a system.
Its like that skit where the people ask the programmer why they cannot have three parallel lines that intersect (or something like that) and he says "geometry."
???
Surely you realize that unsecured revolving credit is going to have higher interest rates than government debt?
And how big is credit card debt compared to M2 supply?
Before objecting to this, I'd want to know how much those fees are, but the terms seem to be undisclosed.
This is true, but standard practice. As long as you’ll purchase the product (more conveniently than you otherwise would), the marketing costs are worth it.