Then the bill payer can enable or disable access for three categories
* Under 18s
* Over 18s
* Unknown
as they are the bill payer and entering into a credit agreement requires you to be over 18. If you wanted belt and braces the phone companies doing PAYG could set it to disabled unless you authenticate your age to avoid the "buy simcard for cash" loophole.
ISPs could choose to implement finer grained controls in their routers. The majority of the big ISPs would likely block the "over 18" category by default.