M-DISC. It's more expensive by size but for (private I'm assuming) pictures it doesn't make a difference.
However what I've been thinking before you wrote about M-DISC - was making a set of HDD that I'd dump my photos and videos and rewrite each year for example, i.e. copy from one drive to another. This copying 4TB of data should be enough to store them for a few years.
I'm mostly concerned with family photos and videos, and maybe music, but I tend to buy CDs of the most important music for me. I'd say that other data would be expendible...
So no encryption on the local backup for me, only the emails dump by encrypting the zip that contains them. It's not perfect but that's the compromise I (think I) have to make. (The remote one is encrypted though)