>Problem is that you then have to explain monads to average programmers who'll be using the language.

No you don't, this is exactly what you don't need to do. Do we explain the finer points of stream implementation to would-be C++ programmers? No, when they need to do something non-standard with a stream/monad, that's the time to talk about them. For the majority of programmers it's just "when you need to write to a file you do it like this".