I think the HN crowd and the public at large have different ideas of usability. The "I want to save the file on my computer that I own" resonates with us. But there are a lot of advantages to a mobile like experience. There's no viruses, you never lose files, apps don't lock up your device, and so on.
The problem isn't really the experience being something like devices as a service. It's that the providers are a rent seeking duopoly.